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Sr. Mortgage Loan Processor

Company: Obsidian Financial Services
Location: Lutz
Posted on: November 22, 2021

Job Description:

Obsidian Financial Services, Inc is a full-service mortgage banker specializing in residential loans. We provide a wide array of products, programs, and services throughout the home financing process. We are nationwide lender with over 300 loan office and personnel. We are seeking talented Sr. Mortgage Loan Processors to oversee a pipeline of 20 to 50 correspondent loans in out Tampa Bay Office. Leads are coming from all over the country from sources like BankRate.com, Costco and Zillow.As a Loan Processor, you will be responsible for starting a loan from start to finish, we are a lender, you will be required to create disclosure, comply with TRID and create the final CD.We are a family owed company and give time off for people individuals who need it. We are here for you and we expect the same.Job Responsibilities: PLEASE READ-THESE ARE DEAL BREKAERS

  • Ability to disclose file in accordance with TRID, verifying information on application. Must have the ability to properly disclose using software as compliance ease and Docusign.
  • Obtain all required documents needed to submit the loan to underwriting for initial approval and final loan approval.
  • Verify that all documents are correctly located in the loan place in proper folders in LendingPad (POS).
  • Ensure LendingPad system is updated with current data, income, bank statements, and credit report.
  • Ability to calculate income for 1099, self-employed, and W2 borrowers.
  • Manage AUS findings and analyzes approvals and results accordingly. Ability to DU and LP when fail happen.
  • Maintain current knowledge of agency, investor, and underwriting requirements.
  • The ability to properly calculate income, not for just W2 borrowers, must be ability to handle self employed borrowers with K1 and other sources.
  • Provide clear, effective communications to team members. You will be required to teach, educate, and oversee personnel on your team.
  • The ability to produce CD prior to three days closing and run COC to make sure files are compliant.
  • Help aid closing department and funders in helping loan get purchased and sold off the warehouse lines.Qualifications and Skills:
    • Minimum of 2 years in the mortgage lending process, you must have knowledge of FHA, VA, USDA, FNMA, FHLMC, and investor guidelines.
    • Ability to login to FHA connection and VA portals for CAVRS and FHA Case numbers.
    • Run Fraudgaurd report and make sure MERS numbers are pulled and assigned.
    • Ability to operate compliance ease to ensure proper TRID compliance.
    • Proficient in Processing software (LendingPad), Microsoft Outlook, and other software pertaining to the mortgage industry.
    • We are a fully delegated lender, not a broker. You must have experience working with a lender, just broker experience will not qualify you for the position.
    • Bilingual preferred but not required.
    • Minimum of a high school diploma required.
    • Highly detailed and organized with the ability to multi-task.
    • Professional image.Obsidian Financial Services, Inc, a nationwide lender that is HUD/VA approved. We offer full package of benefits, 401k, and time off as needed. Obsidian operates on a family structure, allowing it's employees the ability to take time off as needed. Promotions happen within the company first, before outside employees are brought in. Founded in 2016, we have over 300 loanJob Type: Full-timePay: $57,500.00 - $125,000.00 per yearEducation:
      • High school or equivalent (Preferred)Experience:
        • Mortgage Processing: 2 years (Required)
        • Mortgage: 5 years (Required)Work Location:
          • Multiple locationsWork Remotely:
            • YesWork Location: Multiple Locations

Keywords: Obsidian Financial Services, Brandon , Sr. Mortgage Loan Processor, Other , Lutz, Florida

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